Buying a home

Find your next home in Edmonton

Search every MLS® listing in the Edmonton area, save your favourites and get new listings sent to you as soon as they hit the market.

First-time buyers

Buying your first home, step by step

  1. Get pre-approvedA mortgage pre-approval tells you your budget and makes your offer stronger.
  2. Plan your down payment and closing costsBudget for the down payment plus legal fees, inspection, title insurance and moving.
  3. Search and view homesI'll set up alerts and book showings that fit your list.
  4. Make an offerWe decide on price and conditions (financing, inspection) together.
  5. Remove conditions and closeYour lawyer finalizes everything and you get the keys on possession day.

Programs worth asking about

  • First Home Savings Account (FHSA): tax-free savings for your first home.
  • RRSP Home Buyers' Plan: borrow from your RRSP for a down payment.
  • First-time buyer tax credits and longer amortizations may apply.
  • Alberta has no land transfer tax, only land titles registration fees.

Rules and limits change. Confirm the current details with your mortgage specialist and accountant.

Mortgage calculator

Estimate your monthly payment

A quick estimate only. Your lender will confirm the exact numbers, including mortgage insurance if your down payment is under 20%.

Estimated monthly payment
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