:root {
  --navy: #0f2a4a;
  --navy-2: #1b3d66;
  --red: #c8102e;
  --red-dark: #a00d25;
  --ink: #1d2430;
  --muted: #5b6575;
  --line: #e3e7ee;
  --bg: #ffffff;
  --bg-soft: #f5f7fa;
  --radius: 12px;
  --max: 1120px;
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  font-family: "Inter", system-ui, -apple-system, "Segoe UI", Roboto, sans-serif;
  color: var(--ink);
  background: var(--bg);
  line-height: 1.6;
  font-size: 17px;
}
img { max-width: 100%; display: block; }
a { color: var(--navy-2); }
h1, h2, h3 { font-family: "Poppins", "Inter", system-ui, sans-serif; line-height: 1.2; color: var(--navy); margin: 0 0 .5em; }
h1 { font-size: clamp(2rem, 5vw, 3.1rem); }
h2 { font-size: clamp(1.5rem, 3.5vw, 2.1rem); }
h3 { font-size: 1.2rem; }
p { margin: 0 0 1em; }

.wrap { max-width: var(--max); margin: 0 auto; padding: 0 16px; }
.section { padding: 64px 0; }
.section.soft { background: var(--bg-soft); }
.section-head { max-width: 680px; margin-bottom: 32px; }
.section-head p { color: var(--muted); }
.eyebrow { text-transform: uppercase; letter-spacing: .08em; font-size: .8rem; font-weight: 700; color: var(--red); margin-bottom: .5em; display: block; }

/* Header */
.site-header { position: sticky; top: 0; z-index: 10; background: #fff; border-bottom: 1px solid var(--line); }
.header-inner { display: flex; align-items: center; justify-content: space-between; gap: 16px; min-height: 68px; flex-wrap: wrap; padding-top: 8px; padding-bottom: 8px; }
.brand { text-decoration: none; color: var(--navy); line-height: 1.1; }
.brand strong { font-family: "Poppins", sans-serif; font-size: 1.25rem; display: block; }
.brand span { font-size: .8rem; color: var(--muted); }
.nav { display: flex; gap: 4px 18px; flex-wrap: wrap; align-items: center; }
.nav a { text-decoration: none; color: var(--ink); font-weight: 500; font-size: .95rem; }
.nav a:hover, .nav a[aria-current="page"] { color: var(--red); }
.nav .btn { color: #fff; }

/* Buttons */
.btn { display: inline-block; padding: 12px 22px; border-radius: 999px; font-weight: 600; text-decoration: none; border: 2px solid transparent; cursor: pointer; font-size: 1rem; font-family: inherit; }
.btn-primary { background: var(--red); color: #fff; }
.btn-primary:hover { background: var(--red-dark); }
.btn-outline { border-color: #fff; color: #fff; }
.btn-outline:hover { background: rgba(255,255,255,.12); }
.btn-navy { background: var(--navy); color: #fff; }
.btn-navy:hover { background: var(--navy-2); }
.btn-small { padding: 8px 16px; font-size: .9rem; }
.btn-row { display: flex; gap: 12px; flex-wrap: wrap; }

/* Hero */
.hero { background: linear-gradient(135deg, var(--navy) 0%, var(--navy-2) 60%, #2c5a8f 100%); color: #fff; padding: 72px 0; }
.hero h1, .hero h2 { color: #fff; }
.hero p.lead { font-size: 1.2rem; opacity: .92; max-width: 600px; }
.hero-grid { display: grid; grid-template-columns: 1.4fr 1fr; gap: 40px; align-items: center; }
.headshot { aspect-ratio: 4/5; border-radius: 20px; background: rgba(255,255,255,.1); border: 2px dashed rgba(255,255,255,.4); display: flex; align-items: center; justify-content: center; text-align: center; padding: 24px; font-size: .95rem; opacity: .9; }
.headshot-img { width: 100%; height: auto; max-width: 420px; justify-self: end; aspect-ratio: 4/5; object-fit: cover; object-position: center top; border-radius: 20px; border: 4px solid rgba(255,255,255,.9); box-shadow: 0 20px 40px rgba(0,0,0,.3); }
.hero-badges { display: flex; flex-wrap: wrap; gap: 8px; margin: 20px 0 28px; }
.badge { background: rgba(255,255,255,.14); padding: 6px 14px; border-radius: 999px; font-size: .9rem; }
.page-hero { padding: 56px 0; }

/* Cards */
.grid { display: grid; gap: 20px; }
.grid-3 { grid-template-columns: repeat(3, 1fr); }
.grid-2 { grid-template-columns: repeat(2, 1fr); }
.grid-4 { grid-template-columns: repeat(4, 1fr); }
.card { background: #fff; border: 1px solid var(--line); border-radius: var(--radius); padding: 24px; }
.card h3 { margin-bottom: .4em; }
.card p { color: var(--muted); margin-bottom: .8em; }
.card a.more { font-weight: 600; text-decoration: none; color: var(--red); }
.icon { width: 44px; height: 44px; border-radius: 10px; background: #fde8eb; color: var(--red); display: flex; align-items: center; justify-content: center; font-size: 1.3rem; margin-bottom: 14px; }
.placeholder { border: 2px dashed #c9d1dd; background: #fafbfc; color: var(--muted); }
.placeholder strong { color: var(--ink); }

/* Reviews */
.review { margin: 0; background: #fff; border: 1px solid var(--line); border-left: 5px solid var(--red); border-radius: var(--radius); padding: 24px; box-shadow: 0 10px 30px rgba(15,42,74,.06); }
.review .stars { color: #f2b01e; font-size: 1.3rem; letter-spacing: 2px; margin-bottom: 8px; }
.review blockquote { margin: 0 0 14px; font-size: 1.05rem; line-height: 1.65; color: var(--ink); }
.review blockquote::before { content: "\201C"; } .review blockquote::after { content: "\201D"; }
.review figcaption { color: var(--muted); font-size: .92rem; margin-bottom: 10px; }
.review .more { font-weight: 600; text-decoration: none; color: var(--red); font-size: .92rem; }

/* Area cards */
.area { border-radius: var(--radius); overflow: hidden; border: 1px solid var(--line); background: #fff; display: flex; flex-direction: column; }
.area-top { height: 90px; background: linear-gradient(135deg, var(--navy-2), #4b7bb3); color: #fff; display: flex; align-items: flex-end; padding: 14px 18px; font-family: "Poppins", sans-serif; font-weight: 600; font-size: 1.15rem; }
.area-body { padding: 16px 18px 20px; flex: 1; display: flex; flex-direction: column; }
.area-body p { color: var(--muted); font-size: .95rem; flex: 1; }

/* CTA band */
.cta-band { background: var(--red); color: #fff; padding: 48px 0; }
.cta-band h2 { color: #fff; }
.cta-inner { display: flex; justify-content: space-between; align-items: center; gap: 24px; flex-wrap: wrap; }

/* Forms */
.form { display: grid; gap: 14px; }
.form-row { display: grid; grid-template-columns: 1fr 1fr; gap: 14px; }
label { font-weight: 600; font-size: .92rem; display: block; margin-bottom: 4px; }
input, select, textarea { width: 100%; padding: 12px 14px; border: 1px solid #c9d1dd; border-radius: 8px; font: inherit; font-size: 1rem; background: #fff; color: var(--ink); }
input:focus, select:focus, textarea:focus { outline: 2px solid var(--navy-2); outline-offset: 1px; border-color: var(--navy-2); }
.check { display: flex; gap: 10px; align-items: flex-start; font-weight: 400; font-size: .88rem; color: var(--muted); }
.check input { width: auto; margin-top: 4px; }
.form-card { background: #fff; border: 1px solid var(--line); border-radius: 16px; padding: 28px; box-shadow: 0 10px 30px rgba(15,42,74,.08); }
.hidden { display: none; }

/* Lists & steps */
.checklist { list-style: none; padding: 0; margin: 0 0 1em; }
.checklist li { padding-left: 30px; position: relative; margin-bottom: 10px; }
.checklist li::before { content: "✓"; position: absolute; left: 0; color: var(--red); font-weight: 700; }
.steps { counter-reset: step; list-style: none; padding: 0; margin: 0; display: grid; gap: 16px; }
.steps li { counter-increment: step; background: #fff; border: 1px solid var(--line); border-radius: var(--radius); padding: 18px 20px 18px 70px; position: relative; }
.steps li::before { content: counter(step); position: absolute; left: 20px; top: 18px; width: 34px; height: 34px; border-radius: 50%; background: var(--navy); color: #fff; display: flex; align-items: center; justify-content: center; font-weight: 700; }
.steps strong { display: block; color: var(--navy); }

.split { display: grid; grid-template-columns: 1fr 1fr; gap: 48px; align-items: start; }
.note { font-size: .88rem; color: var(--muted); }
.pa { font-family: "Noto Sans Gurmukhi", "Inter", sans-serif; }
.hi { font-family: "Noto Sans Devanagari", "Inter", sans-serif; }

/* Calculator */
.calc-out { background: var(--navy); color: #fff; border-radius: var(--radius); padding: 20px; margin-top: 8px; }
.calc-out .big { font-size: 2rem; font-weight: 700; font-family: "Poppins", sans-serif; }

/* Footer */
.site-footer { background: #0b1f37; color: #c6cfdb; padding: 48px 0 24px; font-size: .92rem; }
.site-footer a { color: #fff; text-decoration: none; }
.site-footer h3 { color: #fff; font-size: 1rem; }
.footer-grid { display: grid; grid-template-columns: 1.4fr 1fr 1fr; gap: 32px; margin-bottom: 32px; }
.footer-grid ul { list-style: none; padding: 0; margin: 0; }
.footer-grid li { margin-bottom: 6px; }
.legal { border-top: 1px solid rgba(255,255,255,.12); padding-top: 18px; font-size: .8rem; color: #8f9bab; }

/* Floating call (mobile) */
.float-call { display: none; }

@media (max-width: 900px) {
  .hero-grid, .split { grid-template-columns: 1fr; }
  .headshot { max-width: 280px; aspect-ratio: 1; }
  .headshot-img { max-width: 300px; justify-self: start; order: -1; }
  .grid-3, .grid-4 { grid-template-columns: repeat(2, 1fr); }
  .footer-grid { grid-template-columns: 1fr; }
}
@media (max-width: 600px) {
  body { font-size: 16px; }
  .section { padding: 44px 0; }
  .hero { padding: 48px 0; }
  .grid-3, .grid-4, .grid-2, .form-row { grid-template-columns: 1fr; }
  .nav { gap: 4px 14px; }
  .nav .btn { display: none; }
  .float-call { display: block; position: fixed; bottom: 16px; right: 16px; z-index: 20; box-shadow: 0 6px 20px rgba(0,0,0,.25); }
  .site-footer { padding-bottom: 80px; }
}